The 2027 commission guide, published in full.
CMS maximums by region, Part D rates and the Topflight override schedule for 46 carriers by level. No guessing what your upline earns.
CMS maximum MAPD compensation
California & New Jersey
$902
initial, 2027 (was $864)
$451 renewal
+4.4%
Connecticut, Pennsylvania & DC
$816
initial, 2027 (was $781)
$408 renewal
+4.5%
National (All Other States)
$725
initial, 2027 (was $694)
$363 renewal
+4.5%
Puerto Rico & U.S. Virgin Islands
$495
initial, 2027 (was $474)
$248 renewal
+4.4%
Part D (PDP)
Initial Commission (Year 1)
$130
was $114, +14%
Renewal Commission (Year 2+)
$65
was $57, +14%
Monthly Renewal Amount
$5.42/mo
was $4.75/mo, +$0.67/mo
Source: CMS CY2027 agent/broker compensation (via Ritter Insurance Marketing), as published on the Topflight guide.
Override schedule by carrier and level
Total MAPD income is the carrier's street-level commission plus the override for your level. California rows are listed separately.
| Carrier | Level | Region | New | Renewal | Monthly | Paid by |
|---|---|---|---|---|---|---|
| Aetna | RMO | national | $175 | $65 | $5.42/mo | Paid by carrier |
| Aetna | MMO | national | $150 | $55 | $4.58/mo | Paid by carrier |
| Aetna | GMO | national | $125 | $45 | $3.75/mo | Paid by carrier |
| Aetna | LMO | national | $85 | $30 | $2.50/mo | Paid by carrier |
| Alignment | FMO | national | $175 | $88 | $7.33/mo | Paid by top-of-hierarchy |
| Alignment | SGA | national | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Alignment | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Alignment | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| Anthem | FMO | national | $175 | $88 | $7.33/mo | Paid by top-of-hierarchy |
| Anthem | SGA | national | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Anthem | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Anthem | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| Astiva Health | FMO | national | $200 | $100 | $8.33/mo | Paid by top-of-hierarchy |
| Astiva Health | SGA | national | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Astiva Health | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Astiva Health | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| Banner | FMO | national | $175 | $88 | $7.33/mo | Paid by top-of-hierarchy |
| Banner | SGA | national | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Banner | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Banner | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| BCBS AZ | FMO | national | $175 | $88 | $7.33/mo | Paid by top-of-hierarchy |
| BCBS AZ | SGA | national | $125 | $63 | $5.25/mo | Paid by top-of-hierarchy |
| BCBS AZ | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| BCBS AZ | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| BCBS IL | FMO | national | $175 | $88 | $7.33/mo | Paid by top-of-hierarchy |
| BCBS IL | SGA | national | $125 | $63 | $5.25/mo | Paid by top-of-hierarchy |
| BCBS IL | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| BCBS IL | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| BCBS MT | FMO | national | $175 | $88 | $7.33/mo | Paid by top-of-hierarchy |
| BCBS MT | SGA | national | $125 | $63 | $5.25/mo | Paid by top-of-hierarchy |
| BCBS MT | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| BCBS MT | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| BCBS NC | FMO | national | $175 | $88 | $7.33/mo | Paid by top-of-hierarchy |
| BCBS NC | SGA | national | $125 | $63 | $5.25/mo | Paid by top-of-hierarchy |
| BCBS NC | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| BCBS NC | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| BCBS NM | FMO | national | $175 | $88 | $7.33/mo | Paid by top-of-hierarchy |
| BCBS NM | SGA | national | $125 | $63 | $5.25/mo | Paid by top-of-hierarchy |
| BCBS NM | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| BCBS NM | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| BCBS OK | FMO | national | $175 | $88 | $7.33/mo | Paid by top-of-hierarchy |
| BCBS OK | SGA | national | $125 | $63 | $5.25/mo | Paid by top-of-hierarchy |
| BCBS OK | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| BCBS OK | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| BCBS SC | FMO | national | $175 | $88 | $7.33/mo | Paid by top-of-hierarchy |
| BCBS SC | SGA | national | $125 | $63 | $5.25/mo | Paid by top-of-hierarchy |
| BCBS SC | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| BCBS SC | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| BCBS TN | SGA | national | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| BCBS TN | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| BCBS TN | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| BCBS TX | FMO | national | $175 | $88 | $7.33/mo | Paid by top-of-hierarchy |
| BCBS TX | SGA | national | $125 | $63 | $5.25/mo | Paid by top-of-hierarchy |
| BCBS TX | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| BCBS TX | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| Blue Shield of CA | FMO | national | None | None | None | Paid by top-of-hierarchy |
| Blue Shield of CA | SGA | national | None | None | None | Paid by top-of-hierarchy |
| Blue Shield of CA | MGA | national | None | None | None | Paid by top-of-hierarchy |
| Blue Shield of CA | GA | national | None | None | None | Paid by top-of-hierarchy |
| CareSource | SGA | national | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| CareSource | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| CareSource | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| Cigna-Healthspring | SGA | national | $180 | $75 | $6.25/mo | Paid by carrier |
| Cigna-Healthspring | MGA | national | $130 | $50 | $4.17/mo | Paid by carrier |
| Cigna-Healthspring | GA | national | $80 | $25 | $2.08/mo | Paid by carrier |
| Clever Care | FMO | national | $200 | $100 | $8.33/mo | Paid by carrier |
| Clever Care | SGA | national | $150 | $75 | $6.25/mo | Paid by carrier |
| Clever Care | MGA | national | $100 | $50 | $4.17/mo | Paid by carrier |
| Clever Care | GA | national | $50 | $25 | $2.08/mo | Paid by carrier |
| Clover | SGA | national | $150 | $75 | $6.25/mo | Paid by carrier |
| Clover | MGA | national | $100 | $50 | $4.17/mo | Paid by carrier |
| Clover | GA | national | $50 | $25 | $2.08/mo | Paid by carrier |
| Community Health Choice | FMO | national | $175 | $88 | $7.33/mo | Paid by top-of-hierarchy |
| Community Health Choice | SGA | national | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Community Health Choice | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Community Health Choice | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| Devoted | FMO | national | $175 | $88 | $7.33/mo | Paid by top-of-hierarchy |
| Devoted | SGA | national | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Devoted | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Devoted | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| Doctor's Healthcare Plan | SGA | national | $175 | $88 | $7.33/mo | Paid by top-of-hierarchy |
| Doctor's Healthcare Plan | MGA | national | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Doctor's Healthcare Plan | GA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| El Paso Health | FMO | national | $175 | $88 | $7.33/mo | Paid by top-of-hierarchy |
| El Paso Health | SGA | national | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| El Paso Health | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| El Paso Health | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| Emblem Health | SGA | national | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Emblem Health | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Emblem Health | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| Essence Healthcare | FMO | national | $200 | $100 | $8.33/mo | Paid by carrier |
| Essence Healthcare | SGA | national | $150 | $75 | $6.25/mo | Paid by carrier |
| Essence Healthcare | MGA | national | $100 | $50 | $4.17/mo | Paid by carrier |
| Essence Healthcare | GA | national | $50 | $25 | $2.08/mo | Paid by carrier |
| Eternal Health | FMO | national | $175 | $88 | $7.33/mo | Paid by top-of-hierarchy |
| Eternal Health | SGA | national | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Eternal Health | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Eternal Health | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| Florida Blue | Silver | national | $150 | $75 | $6.25/mo | Paid by carrier |
| Florida Blue | Bronze | national | $75 | $37 | $3.08/mo | Paid by carrier |
| Freedom | FMO | national | $175 | $88 | $7.33/mo | Paid by top-of-hierarchy |
| Freedom | SGA | national | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Freedom | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Freedom | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| Gold Kidney | FMO | national | $175 | $88 | $7.33/mo | Paid by top-of-hierarchy |
| Gold Kidney | SGA | national | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Gold Kidney | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Gold Kidney | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| Healthsun | FMO | national | $175 | $88 | $7.33/mo | Paid by top-of-hierarchy |
| Healthsun | SGA | national | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Healthsun | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Healthsun | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| Highmark | SGA | national | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Highmark | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Highmark | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| Humana | SGA2Direct-SGA | national | $175 | $88 | $7.33/mo | Paid by top-of-hierarchy unless Direct |
| Humana | SGA | national | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy unless Direct |
| Humana | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy unless Direct |
| Humana | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy unless Direct |
| Imperial | FMO | national | $175 | $88 | $7.33/mo | Paid by top-of-hierarchy |
| Imperial | SGA | national | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Imperial | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Imperial | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| Kelsey Seybold | FMO | national | $400 | $200 | $16.67/mo | Paid by carrier |
| Kelsey Seybold | SGA | national | $300 | $150 | $12.50/mo | Paid by carrier |
| Kelsey Seybold | MGA 1 | national | $250 | $125 | $10.42/mo | Paid by carrier |
| Kelsey Seybold | MGA 2 | national | $200 | $100 | $8.33/mo | Paid by carrier |
| Kelsey Seybold | GA | national | $100 | $50 | $4.17/mo | Paid by carrier |
| Memorial Hermann | FMO | national | $200 | $100 | $8.33/mo | Paid by top-of-hierarchy |
| Memorial Hermann | SGA | national | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Memorial Hermann | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Memorial Hermann | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| Molina | SGA | national | $150 | $100 | $8.33/mo | Paid by carrier |
| Molina | MGA | national | $100 | $75 | $6.25/mo | Paid by carrier |
| Molina | GA | national | $40 | $20 | $1.67/mo | Paid by carrier |
| Prominence Health Plan | SGA | national | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Prominence Health Plan | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Prominence Health Plan | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| Scan | SGA | national | $150 | $75 | $6.25/mo | Paid by carrier |
| Scan | MGA | national | $125 | $63 | $5.25/mo | Paid by carrier |
| Scan | GA | national | $100 | $50 | $4.17/mo | Paid by carrier |
| Select Health | SGA | national | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Select Health | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Select Health | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| Shared Health | FMO | national | $200 | $100 | $8.33/mo | Paid by top-of-hierarchy |
| Shared Health | SGA | national | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Shared Health | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Shared Health | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| Simply | FMO | national | $175 | $88 | $7.33/mo | Paid by top-of-hierarchy |
| Simply | SGA | national | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Simply | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Simply | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| Solis | FMO | national | $200 | $100 | $8.33/mo | Paid by top-of-hierarchy |
| Solis | SGA | national | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Solis | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Solis | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| UnitedHealthcare | SMO | national | $175 | $87.50 | $7.29/mo | Paid by carrier |
| UnitedHealthcare | FMO | national | $150 | $75 | $6.25/mo | Paid by carrier |
| UnitedHealthcare | MGA | national | $125 | $55 | $4.58/mo | Paid by carrier |
| UnitedHealthcare | GA | national | $50 | $35 | $2.92/mo | Paid by carrier |
| Verda Health | FMO | national | $200 | $100 | $8.33/mo | Paid by top-of-hierarchy |
| Verda Health | SGA | national | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Verda Health | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Verda Health | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| WellCare | FMO | national | $200 | $100 | $8.33/mo | Paid by top-of-hierarchy |
| WellCare | SGA | national | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| WellCare | MGA | national | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| WellCare | GA | national | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| Zing / Lasso | FMO | national | $200 | $100 | $8.33/mo | Paid by carrier |
| Zing / Lasso | SGA | national | $150 | $75 | $6.25/mo | Paid by carrier |
| Zing / Lasso | MGA | national | $100 | $50 | $4.17/mo | Paid by carrier |
| Zing / Lasso | GA | national | $50 | $25 | $2.08/mo | Paid by carrier |
| Aetna | RMO | california | $195 | $75 | $6.25/mo | Paid by carrier |
| Aetna | MMO | california | $175 | $65 | $5.42/mo | Paid by carrier |
| Aetna | GMO | california | $135 | $50 | $4.17/mo | Paid by carrier |
| Aetna | LMO | california | $85 | $30 | $2.50/mo | Paid by carrier |
| Alignment | FMO | california | $175 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Alignment | SGA | california | $150 | $65 | $5.42/mo | Paid by top-of-hierarchy |
| Alignment | MGA | california | $110 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Alignment | GA | california | $60 | $30 | $2.50/mo | Paid by top-of-hierarchy |
| Anthem | FMO | california | $170 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Anthem | SGA | california | $150 | $65 | $5.42/mo | Paid by top-of-hierarchy |
| Anthem | MGA | california | $110 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Anthem | GA | california | $60 | $30 | $2.50/mo | Paid by top-of-hierarchy |
| Astiva Health | FMO | california | $175 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Astiva Health | SGA | california | $150 | $65 | $5.42/mo | Paid by top-of-hierarchy |
| Astiva Health | MGA | california | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Astiva Health | GA | california | $50 | $30 | $2.50/mo | Paid by top-of-hierarchy |
| Banner | FMO | california | $175 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Banner | SGA | california | $150 | $65 | $5.42/mo | Paid by top-of-hierarchy |
| Banner | MGA | california | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Banner | GA | california | $50 | $30 | $2.50/mo | Paid by top-of-hierarchy |
| BCBS AZ | FMO | california | $175 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| BCBS AZ | SGA | california | $150 | $65 | $5.42/mo | Paid by top-of-hierarchy |
| BCBS AZ | MGA | california | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| BCBS AZ | GA | california | $50 | $30 | $2.50/mo | Paid by top-of-hierarchy |
| BCBS IL | FMO | california | $175 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| BCBS IL | SGA | california | $150 | $65 | $5.42/mo | Paid by top-of-hierarchy |
| BCBS IL | MGA | california | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| BCBS IL | GA | california | $50 | $30 | $2.50/mo | Paid by top-of-hierarchy |
| BCBS MT | FMO | california | $175 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| BCBS MT | SGA | california | $150 | $65 | $5.42/mo | Paid by top-of-hierarchy |
| BCBS MT | MGA | california | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| BCBS MT | GA | california | $50 | $30 | $2.50/mo | Paid by top-of-hierarchy |
| BCBS NC | FMO | california | $175 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| BCBS NC | SGA | california | $150 | $65 | $5.42/mo | Paid by top-of-hierarchy |
| BCBS NC | MGA | california | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| BCBS NC | GA | california | $50 | $30 | $2.50/mo | Paid by top-of-hierarchy |
| BCBS NM | FMO | california | $175 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| BCBS NM | SGA | california | $150 | $65 | $5.42/mo | Paid by top-of-hierarchy |
| BCBS NM | MGA | california | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| BCBS NM | GA | california | $50 | $30 | $2.50/mo | Paid by top-of-hierarchy |
| BCBS OK | FMO | california | $175 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| BCBS OK | SGA | california | $150 | $65 | $5.42/mo | Paid by top-of-hierarchy |
| BCBS OK | MGA | california | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| BCBS OK | GA | california | $50 | $30 | $2.50/mo | Paid by top-of-hierarchy |
| BCBS SC | FMO | california | $175 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| BCBS SC | SGA | california | $150 | $65 | $5.42/mo | Paid by top-of-hierarchy |
| BCBS SC | MGA | california | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| BCBS SC | GA | california | $50 | $30 | $2.50/mo | Paid by top-of-hierarchy |
| BCBS TN | SGA | california | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| BCBS TN | MGA | california | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| BCBS TN | GA | california | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| BCBS TX | FMO | california | $175 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| BCBS TX | SGA | california | $150 | $65 | $5.42/mo | Paid by top-of-hierarchy |
| BCBS TX | MGA | california | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| BCBS TX | GA | california | $50 | $30 | $2.50/mo | Paid by top-of-hierarchy |
| Blue Shield of CA | FMO | california | $175 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Blue Shield of CA | SGA | california | $150 | $65 | $5.42/mo | Paid by top-of-hierarchy |
| Blue Shield of CA | MGA | california | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Blue Shield of CA | GA | california | $50 | $30 | $2.50/mo | Paid by top-of-hierarchy |
| CareSource | SGA | california | None | None | None | Paid by top-of-hierarchy |
| CareSource | MGA | california | None | None | None | Paid by top-of-hierarchy |
| CareSource | GA | california | None | None | None | Paid by top-of-hierarchy |
| Cigna-Healthspring | SGA | california | $180 | $75 | $6.25/mo | Paid by carrier |
| Cigna-Healthspring | MGA | california | $130 | $50 | $4.17/mo | Paid by carrier |
| Cigna-Healthspring | GA | california | $80 | $25 | $2.08/mo | Paid by carrier |
| Clever Care | FMO | california | $175 | $75 | $6.25/mo | Paid by carrier |
| Clever Care | SGA | california | $150 | $65 | $5.42/mo | Paid by carrier |
| Clever Care | MGA | california | $100 | $50 | $4.17/mo | Paid by carrier |
| Clever Care | GA | california | $50 | $30 | $2.50/mo | Paid by carrier |
| Clover | SGA | california | $150 | $65 | $5.42/mo | Paid by carrier |
| Clover | MGA | california | $100 | $50 | $4.17/mo | Paid by carrier |
| Clover | GA | california | $50 | $30 | $2.50/mo | Paid by carrier |
| Community Health Choice | FMO | california | $175 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Community Health Choice | SGA | california | $150 | $65 | $5.42/mo | Paid by top-of-hierarchy |
| Community Health Choice | MGA | california | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Community Health Choice | GA | california | $50 | $30 | $2.50/mo | Paid by top-of-hierarchy |
| Devoted | FMO | california | $175 | $100 | $8.33/mo | Paid by top-of-hierarchy |
| Devoted | SGA | california | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Devoted | MGA | california | $125 | $63 | $5.25/mo | Paid by top-of-hierarchy |
| Devoted | GA | california | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Doctor's Healthcare Plan | SGA | california | $175 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Doctor's Healthcare Plan | MGA | california | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Doctor's Healthcare Plan | GA | california | $125 | $63 | $5.25/mo | Paid by top-of-hierarchy |
| El Paso Health | FMO | california | $175 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| El Paso Health | SGA | california | $150 | $65 | $5.42/mo | Paid by top-of-hierarchy |
| El Paso Health | MGA | california | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| El Paso Health | GA | california | $50 | $30 | $2.50/mo | Paid by top-of-hierarchy |
| Emblem Health | SGA | california | $150 | $65 | $5.42/mo | Paid by top-of-hierarchy |
| Emblem Health | MGA | california | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Emblem Health | GA | california | $50 | $30 | $2.50/mo | Paid by top-of-hierarchy |
| Essence Healthcare | FMO | california | $175 | $75 | $6.25/mo | Paid by carrier |
| Essence Healthcare | SGA | california | $150 | $65 | $5.42/mo | Paid by carrier |
| Essence Healthcare | MGA | california | $100 | $50 | $4.17/mo | Paid by carrier |
| Essence Healthcare | GA | california | $50 | $30 | $2.50/mo | Paid by carrier |
| Eternal Health | FMO | california | $175 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Eternal Health | SGA | california | $150 | $65 | $5.42/mo | Paid by top-of-hierarchy |
| Eternal Health | MGA | california | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Eternal Health | GA | california | $50 | $30 | $2.50/mo | Paid by top-of-hierarchy |
| Florida Blue | Silver | california | $150 | $75 | $6.25/mo | Paid by carrier |
| Florida Blue | Bronze | california | $75 | $37 | $3.08/mo | Paid by carrier |
| Freedom | FMO | california | $175 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Freedom | SGA | california | $150 | $65 | $5.42/mo | Paid by top-of-hierarchy |
| Freedom | MGA | california | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Freedom | GA | california | $50 | $30 | $2.50/mo | Paid by top-of-hierarchy |
| Gold Kidney | FMO | california | $175 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Gold Kidney | SGA | california | $150 | $65 | $5.42/mo | Paid by top-of-hierarchy |
| Gold Kidney | MGA | california | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Gold Kidney | GA | california | $50 | $30 | $2.50/mo | Paid by top-of-hierarchy |
| Healthsun | FMO | california | $170 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Healthsun | SGA | california | $150 | $65 | $5.42/mo | Paid by top-of-hierarchy |
| Healthsun | MGA | california | $110 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Healthsun | GA | california | $60 | $30 | $2.50/mo | Paid by top-of-hierarchy |
| Highmark | SGA | california | None | None | None | Paid by top-of-hierarchy |
| Highmark | MGA | california | None | None | None | Paid by top-of-hierarchy |
| Highmark | GA | california | None | None | None | Paid by top-of-hierarchy |
| Humana | SGA2Direct-SGA | california | $170 | $75 | $6.25/mo | Paid by top-of-hierarchy unless Direct |
| Humana | SGA | california | $150 | $65 | $5.42/mo | Paid by top-of-hierarchy unless Direct |
| Humana | MGA | california | $110 | $50 | $4.17/mo | Paid by top-of-hierarchy unless Direct |
| Humana | GA | california | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy unless Direct |
| Imperial | FMO | california | $175 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Imperial | SGA | california | $150 | $65 | $5.42/mo | Paid by top-of-hierarchy |
| Imperial | MGA | california | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Imperial | GA | california | $50 | $30 | $2.50/mo | Paid by top-of-hierarchy |
| Kelsey Seybold | FMO | california | None | None | None | Paid by carrier |
| Kelsey Seybold | SGA | california | None | None | None | Paid by carrier |
| Kelsey Seybold | MGA 1 | california | None | None | None | Paid by carrier |
| Kelsey Seybold | MGA 2 | california | None | None | None | Paid by carrier |
| Kelsey Seybold | GA | california | None | None | None | Paid by carrier |
| Memorial Hermann | FMO | california | None | None | None | Paid by top-of-hierarchy |
| Memorial Hermann | SGA | california | None | None | None | Paid by top-of-hierarchy |
| Memorial Hermann | MGA | california | None | None | None | Paid by top-of-hierarchy |
| Memorial Hermann | GA | california | None | None | None | Paid by top-of-hierarchy |
| Molina | SGA | california | $150 | $100 | $8.33/mo | Paid by carrier |
| Molina | MGA | california | $100 | $75 | $6.25/mo | Paid by carrier |
| Molina | GA | california | $40 | $20 | $1.67/mo | Paid by carrier |
| Prominence Health Plan | SGA | california | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Prominence Health Plan | MGA | california | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Prominence Health Plan | GA | california | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| Scan | SGA | california | $150 | $75 | $6.25/mo | Paid by carrier |
| Scan | MGA | california | $125 | $63 | $5.25/mo | Paid by carrier |
| Scan | GA | california | $100 | $50 | $4.17/mo | Paid by carrier |
| Select Health | SGA | california | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Select Health | MGA | california | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Select Health | GA | california | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| Shared Health | FMO | california | $175 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Shared Health | SGA | california | $150 | $65 | $5.42/mo | Paid by top-of-hierarchy |
| Shared Health | MGA | california | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Shared Health | GA | california | $50 | $30 | $2.50/mo | Paid by top-of-hierarchy |
| Simply | FMO | california | $170 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Simply | SGA | california | $150 | $65 | $5.42/mo | Paid by top-of-hierarchy |
| Simply | MGA | california | $110 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Simply | GA | california | $60 | $30 | $2.50/mo | Paid by top-of-hierarchy |
| Solis | FMO | california | $175 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Solis | SGA | california | $150 | $65 | $5.42/mo | Paid by top-of-hierarchy |
| Solis | MGA | california | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Solis | GA | california | $50 | $30 | $2.50/mo | Paid by top-of-hierarchy |
| UnitedHealthcare | SMO | california | $175 | $105 | $8.75/mo | Paid by carrier |
| UnitedHealthcare | FMO | california | $175 | $105 | $8.75/mo | Paid by carrier |
| UnitedHealthcare | MGA | california | $145 | $75 | $6.25/mo | Paid by carrier |
| UnitedHealthcare | GA | california | $60 | $45 | $3.75/mo | Paid by carrier |
| Verda Health | FMO | california | $175 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| Verda Health | SGA | california | $150 | $65 | $5.42/mo | Paid by top-of-hierarchy |
| Verda Health | MGA | california | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| Verda Health | GA | california | $50 | $30 | $2.50/mo | Paid by top-of-hierarchy |
| WellCare | FMO | california | $200 | $100 | $8.33/mo | Paid by top-of-hierarchy |
| WellCare | SGA | california | $150 | $75 | $6.25/mo | Paid by top-of-hierarchy |
| WellCare | MGA | california | $100 | $50 | $4.17/mo | Paid by top-of-hierarchy |
| WellCare | GA | california | $50 | $25 | $2.08/mo | Paid by top-of-hierarchy |
| Zing / Lasso | FMO | california | $200 | $100 | $8.33/mo | Paid by carrier |
| Zing / Lasso | SGA | california | $150 | $75 | $6.25/mo | Paid by carrier |
| Zing / Lasso | MGA | california | $100 | $50 | $4.17/mo | Paid by carrier |
| Zing / Lasso | GA | california | $50 | $25 | $2.08/mo | Paid by carrier |
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Source: Topflight 2027 Agent & Override Commission Guide, last updated September 26, 2026.
Commission questions
Still unsure? Email support@topflightagent.com and a real person answers.
What are the 2027 CMS maximum Medicare commissions?
Part D: $130 initial and $65 renewal (+14%). Medicare Advantage initial/renewal: $725/$363 national, $902/$451 in California and New Jersey, $816/$408 in Connecticut, Pennsylvania and DC, $495/$248 in Puerto Rico and the US Virgin Islands.
How is a Topflight agent’s total MAPD income calculated?
Base agent commission from the carrier plus the override commission from Topflight for your level. Example: a national MAPD sale pays $725 from the carrier plus the override shown in the schedule.
Are PDP overrides paid in 2027?
Topflight is not aware of any carrier paying PDP overrides or PDP street-level commissions for 2027. Referral fees remain $100 for MA plans and $25 for PDP plans.
How are renewal commissions paid?
Annual renewals are paid monthly over 12 months; the monthly column shows annual renewal divided by 12.
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