Life insurance that fits your family.
Term, whole life and final expense each do a different job. A Topflight agent helps you match the coverage to your needs and your budget.
The options
- Term life
- Covers a set number of years for the lowest premium. Built for income replacement while you raise a family or pay a mortgage.
- Whole life
- Lasts your lifetime, builds cash value and keeps a level premium.
- Final expense
- A smaller whole life policy designed for funeral and end-of-life costs, with simplified underwriting.
- Indexed universal life
- Flexible premiums and growth tied to a market index.
What a Topflight agent does for you
- Works out how much coverage your family actually needs.
- Shops multiple carriers and explains underwriting before you apply.
- Reviews policies you already own.
- Costs you nothing. Agents are paid by the insurance carrier, not by you.
Talk to a licensed agent
Free consultation, no pressure. Monday to Friday, 9:00 AM to 5:00 PM EST.
We do not offer every plan available in your area. Contact Medicare.gov or 1-800-MEDICARE for information on all your options.
Common questions
Still unsure? Email support@topflightagent.com and a real person answers.
What is the difference between term and whole life?
Term covers a set number of years for a lower premium. Whole life lasts your lifetime, builds cash value and has a level premium.
What is final expense insurance?
A smaller whole life policy designed to cover funeral and end-of-life costs, usually with simplified underwriting.