Insurance agent contracting in New Mexico, with Topflight.
Topflight contracts licensed agents in New Mexico for Medicare, ACA, life and annuities. The 2027 CMS maximum for Medicare Advantage here is $725 initial and $363 renewal, and ACA enrollment runs through BeWell.
- $725
- 2027 MAPD initial maximum
- $363
- 2027 MAPD renewal maximum
- State exchange
- BeWell
- 0 of 3
- Home health care carriers available
Medicare in New Mexico
CMS sets maximum compensation by region. New Mexico falls in the National (All Other States) region for 2027.
Medicare contracting| Plan type | 2026 | 2027 |
|---|---|---|
| MAPD initial | $694 | $725 |
| MAPD renewal | $347 | $363 |
| Part D initial | $114 | $130 |
| Part D renewal | $57 | $65 |
Source: CMS CY2027 agent and broker compensation, as published in the Topflight 2027 commission guide.
Home-market carriers on the 2027 override schedule
- BCBS NM
Plus national carriers including Aetna, Humana, UnitedHealthcare, WellCare, Cigna-Healthspring, Anthem and Devoted where they offer plans. 46 carriers in total.
ACA and health in New Mexico
New Mexico runs its own Marketplace, BeWell. You complete the CMS training and the state certification.
Status for new agents: Restricted
ACA contractingCertification steps for BeWell
- 1Active NM resident license, or domiciled in AZ, CO, OK, TX or UT with an active license there
- 2Pass BeWell certification with 80% or higher; appointed with carriers
| Carrier | New business | Renewal |
|---|---|---|
| Molina | $7 | $17 |
| UnitedHealthcare | $17 | $15 |
2026 plan year, per member per month. Source: ACA Commission Vault powered by BenaVest.
Short-term home health care in New Mexico
Pair home health care with Medicare Advantage to cover home nursing, therapy and aide care that the plan leaves to the client.
Heartland National
Not available
Heartland Secure Choice: issue ages 40-85, Basic / Standard / Complete.
GTL
Not available
GTL Short-Term HHC: issue ages 55-85, Plan A / B / C.
ManhattanLife
Not available
ManhattanLife HHC Enhanced: issue ages 18-89, Classic / Premier / Deluxe.
Source: Topflight Short-Term Home Health Care Field Guide, verified through September 25, 2026.
Licensing in New Mexico
To sell to New Mexico residents you need a resident or non-resident New Mexico license and carrier appointments. Most agents apply for non-resident licenses through NIPR.
New to insurance? Topflight agents get a $39 pre-licensing course, XCEL exam prep, CE and discounted AHIP.
New Mexico questions
Still unsure? Email support@topflightagent.com and a real person answers.
What do Medicare agents earn in New Mexico in 2027?
CMS places New Mexico in the "National (All Other States)" compensation region. The 2027 maximum Medicare Advantage commission is $725 initial and $363 renewal (+4.5% from 2026). Part D is $130 initial and $65 renewal.
Does New Mexico run its own ACA exchange?
Yes. New Mexico runs BeWell. Agents complete the CMS Marketplace training and the state's own certification. Current status for new agents: restricted.
Which home health care plans can I sell in New Mexico?
None of the three short-term home health care products in the Topflight field guide is currently listed as available in New Mexico. Check the carrier approval maps for updates.
Can I join Topflight if I live outside New Mexico?
Yes. Topflight contracts agents in every state and DC. To sell to New Mexico residents you need a resident or non-resident New Mexico license, which most agents apply for through NIPR.
Grow your New Mexico book with Topflight.
Apply, book a one-on-one call, and let the Care Team start your contracts. Four steps, no contract length.