Insurance agent contracting in Georgia, with Topflight.
Topflight contracts licensed agents in Georgia for Medicare, ACA, life and annuities. The 2027 CMS maximum for Medicare Advantage here is $725 initial and $363 renewal, and ACA enrollment runs through Georgia Access.
- $725
- 2027 MAPD initial maximum
- $363
- 2027 MAPD renewal maximum
- State exchange
- Georgia Access
- 3 of 3
- Home health care carriers available
Medicare in Georgia
CMS sets maximum compensation by region. Georgia falls in the National (All Other States) region for 2027.
Medicare contracting| Plan type | 2026 | 2027 |
|---|---|---|
| MAPD initial | $694 | $725 |
| MAPD renewal | $347 | $363 |
| Part D initial | $114 | $130 |
| Part D renewal | $57 | $65 |
Source: CMS CY2027 agent and broker compensation, as published in the Topflight 2027 commission guide.
Plus national carriers including Aetna, Humana, UnitedHealthcare, WellCare, Cigna-Healthspring, Anthem and Devoted where they offer plans. 46 carriers in total.
ACA and health in Georgia
Georgia runs its own Marketplace, Georgia Access. You complete the CMS training and the state certification.
Status for new agents: Open to new agents
ACA contractingCertification steps for Georgia Access
- 1Georgia Accident & Sickness license
- 2Plan Year 2027 certification training opened July 15, 2026; pass with 80% or higher
- 3Create an Agent Portal profile, then enroll through the portal or an approved EDE partner
| Carrier | New business | Renewal |
|---|---|---|
| Ambetter | $30 | $30 |
| Anthem | $20 | $20 |
| Cigna | $15 | $25 |
| Oscar | $25 | $25 |
| UnitedHealthcare | $25 | $23 |
2026 plan year, per member per month. Source: ACA Commission Vault powered by BenaVest.
Short-term home health care in Georgia
Pair home health care with Medicare Advantage to cover home nursing, therapy and aide care that the plan leaves to the client.
Heartland National
Available
Heartland Secure Choice: issue ages 40-85, Basic / Standard / Complete.
GTL
Available
GTL Short-Term HHC: issue ages 55-85, Plan A / B / C.
ManhattanLife
Available
ManhattanLife HHC Enhanced: issue ages 18-89, Classic / Premier / Deluxe.
Source: Topflight Short-Term Home Health Care Field Guide, verified through September 25, 2026.
Licensing in Georgia
To sell to Georgia residents you need a resident or non-resident Georgia license and carrier appointments. Most agents apply for non-resident licenses through NIPR.
New to insurance? Topflight agents get a $39 pre-licensing course, XCEL exam prep, CE and discounted AHIP.
Georgia questions
Still unsure? Email support@topflightagent.com and a real person answers.
What do Medicare agents earn in Georgia in 2027?
CMS places Georgia in the "National (All Other States)" compensation region. The 2027 maximum Medicare Advantage commission is $725 initial and $363 renewal (+4.5% from 2026). Part D is $130 initial and $65 renewal.
Does Georgia run its own ACA exchange?
Yes. Georgia runs Georgia Access. Agents complete the CMS Marketplace training and the state's own certification. Current status for new agents: open to new agents.
Which home health care plans can I sell in Georgia?
Heartland National, GTL, ManhattanLife are listed as available in Georgia in the Topflight field guide, verified through September 25, 2026. Confirm with the carrier's live approval map before quoting.
Can I join Topflight if I live outside Georgia?
Yes. Topflight contracts agents in every state and DC. To sell to Georgia residents you need a resident or non-resident Georgia license, which most agents apply for through NIPR.
Grow your Georgia book with Topflight.
Apply, book a one-on-one call, and let the Care Team start your contracts. Four steps, no contract length.