Products you can offer
Life insurance does different jobs for different clients. Topflight agents contract the full shelf so the recommendation fits the household, not the other way around.
- Term life for income replacement and mortgage protection
- Whole life with level premiums and cash value
- Final expense with simplified underwriting for seniors
- Indexed universal life with flexible premiums
- Physicians Mutual final expense through your Topflight upline
"We can no longer be Medicare agents."
Joanna’s line to the Tribe is simple: the agents who last are life and health agents and retirement specialists. Carrier changes and non-commissionable plans hit single-line agents hardest. A second and third product line protect your income.

