Insurance agent contracting in Maine, with Topflight.
Topflight contracts licensed agents in Maine for Medicare, ACA, life and annuities. The 2027 CMS maximum for Medicare Advantage here is $725 initial and $363 renewal, and ACA enrollment runs through CoverME.gov.
- $725
- 2027 MAPD initial maximum
- $363
- 2027 MAPD renewal maximum
- State exchange
- CoverME.gov
- 1 of 3
- Home health care carriers available
Medicare in Maine
CMS sets maximum compensation by region. Maine falls in the National (All Other States) region for 2027.
Medicare contracting| Plan type | 2026 | 2027 |
|---|---|---|
| MAPD initial | $694 | $725 |
| MAPD renewal | $347 | $363 |
| Part D initial | $114 | $130 |
| Part D renewal | $57 | $65 |
Source: CMS CY2027 agent and broker compensation, as published in the Topflight 2027 commission guide.
Plus national carriers including Aetna, Humana, UnitedHealthcare, WellCare, Cigna-Healthspring, Anthem and Devoted where they offer plans. 46 carriers in total.
ACA and health in Maine
Maine runs its own Marketplace, CoverME.gov. You complete the CMS training and the state certification.
Status for new agents: Open to new agents
ACA contractingCertification steps for CoverME.gov
- 1Maine license with health authority
- 2Online new-broker training and final exam in the CoverME LMS
- 3Register for certification on CoverME.gov; review takes 7-10 days
| Carrier | New business | Renewal |
|---|---|---|
| Anthem | $20 | $20 |
2026 plan year, per member per month. Source: ACA Commission Vault powered by BenaVest.
Short-term home health care in Maine
Pair home health care with Medicare Advantage to cover home nursing, therapy and aide care that the plan leaves to the client.
Heartland National
Not available
Heartland Secure Choice: issue ages 40-85, Basic / Standard / Complete.
GTL
Not available
GTL Short-Term HHC: issue ages 55-85, Plan A / B / C.
ManhattanLife
Available
ManhattanLife HHC Enhanced: issue ages 18-89, Classic / Premier / Deluxe.
Source: Topflight Short-Term Home Health Care Field Guide, verified through September 25, 2026.
Licensing in Maine
To sell to Maine residents you need a resident or non-resident Maine license and carrier appointments. Most agents apply for non-resident licenses through NIPR.
New to insurance? Topflight agents get a $39 pre-licensing course, XCEL exam prep, CE and discounted AHIP.
Maine questions
Still unsure? Email support@topflightagent.com and a real person answers.
What do Medicare agents earn in Maine in 2027?
CMS places Maine in the "National (All Other States)" compensation region. The 2027 maximum Medicare Advantage commission is $725 initial and $363 renewal (+4.5% from 2026). Part D is $130 initial and $65 renewal.
Does Maine run its own ACA exchange?
Yes. Maine runs CoverME.gov. Agents complete the CMS Marketplace training and the state's own certification. Current status for new agents: open to new agents.
Which home health care plans can I sell in Maine?
ManhattanLife is listed as available in Maine in the Topflight field guide, verified through September 25, 2026. Confirm with the carrier's live approval map before quoting.
Can I join Topflight if I live outside Maine?
Yes. Topflight contracts agents in every state and DC. To sell to Maine residents you need a resident or non-resident Maine license, which most agents apply for through NIPR.
Grow your Maine book with Topflight.
Apply, book a one-on-one call, and let the Care Team start your contracts. Four steps, no contract length.